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  • Less than perfect credit accepted

  • Conditional decision in minutes

Our quotes have no effect on your credit rating.

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Borrowing $3,000 over 24 months at a fixed annual interest rate of 3%, you will make 24 monthly repayments of $128.94. Total interest payable: $94.65. Total amount repayable: $3,094.65. Loans are subject to status and affordability. Terms and conditions apply.

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Why choose Everyone loan?

  • Applying won’t affect your credit score

    We use Soft Search Technology. So if you’re unsuccessful, it won’t go against your credit file.

  • We offer loans to people who may have struggled with credit in the past.

    You’ll need to be over 18 . You will need to afford the repayments.

  • We’re a direct lender not a broker

    We offer fair rates and free prepayment, regardless of your credit score

  • Apply in minutes!

    We’ll give you a conditional decision in just minutes.

  • You don’t have to be a homeowner

    We offer loans to people in various living arrangements, including renting or living with parents.

  • You can borrow from $1,000 up to $100,000

    Over a minimum term of 18 to 60 months. Loans not for business, gambling or illegal purposes.

About us

Everyone Lending Limited was established in 2003 and has branches nationwide; we are committed to professional, responsible lending.

Serving Customers Nationwide

Over 300000 Customers since our inception in 2003

How it all works.

You're more than your credit history.

You're more than just a credit score. At Everyone loan, we understand that life has its ups and downs, and we appreciate that this can sometimes impact your finances. We have been helping customers with less-than-perfect credit since 2003 and have extensive experience providing tailored support. You can apply online without affecting your credit score. You'll receive an initial decision in minutes.

  1. Complete our online application form

  2. Get an initial decision in minutes

  3. Pop into your local branch to complete your loan

All of Our Borrowings are subject to status and affordability.

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All of Our Borrowings are subject to status and affordability.